Richard Thelwell

RichardThelwell,

Jamaica's definitive One-Stop Financial Powerhouse. For over 25 years, Richard Thelwell has helped high-income professionals, business owners and property investors build, protect, finance and transfer wealth — structured estate planning and cross-border investment results for those who refuse to compromise.

Book a strategy session

Nothing is decided in a first conversation, and there is no obligation.

Start an application

Opens eMortgage — a separate company in the Richard Thelwell group.

One application reaches every lender on the panel.

Wealth Management
Private & Commercial Lending
Sales, Consulting & Acquisition

By discipline & dedication

Building Generational Wealth Across Jamaica & Beyond

Wealth Management

Structured planning that treats your property, income and estate as one portfolio rather than three unrelated decisions.

Private & Commercial Lending

Residential and commercial financing, including cross-border structures for portfolio expansion.

Sales, Consulting & Acquisition

Acquisition and disposal of residential and investment property, advised end to end.

Cuba, the Bahamas and the Turks & Caicos from the ISS · NASA

Real EstateRealtor atRE/MAX

Every landmark life deserves a landmark home

Seeking a sanctuary on the North Coast or a penthouse in the heart of the city? Acquisition is advised with the financing and the estate consequences already in view — not bolted on afterwards.

  • Residential and investment property across Jamaica
  • Buyer representation, valuation guidance and negotiation
  • Acquisition structured with financing and estate planning together
See what is available

The Bahamas banks from the ISS · NASA

25+

Years advising Jamaican buyers and investors

Property is where most Jamaican wealth is held. How it is bought, financed and titled decides what it is worth to the next generation.

Mortgage Brokering

Financing arranged around the deal, not the other way round

Whether you are acquiring your first investment property in Kingston or structuring cross-border financing for a portfolio expansion, one application reaches the lenders worth reaching.

  • One application to commercial banks, building societies, credit unions and private lenders
  • Competing letters of interest, then a formal term sheet
  • NHT and cross-border financing structured properly
Enter eMortgage

A coastline's lights at night from the ISS · NASA

1

Application, every lender on the panel

Applicants apply once. We package the file, verify it, and put it in front of the institutions most likely to fund it.

Insurance & Estate Planning

Life insurance is the cornerstone, not the safety net

Life insurance is not just a safety net — it is the cornerstone of strategic estate planning, funding liquidity at exactly the moment an estate needs it most.

  • Estate structuring so assets transfer without forced sales
  • Life and critical illness cover sized to the actual liability
  • Cross-border considerations for overseas-based Jamaicans
Plan your estate

Blue Marble, 2012 · NASA

0

Handovers between advisors

An estate plan written without knowing the mortgage, and a mortgage taken without knowing the estate plan, is how families end up selling in a hurry.

One Advisor.Every Chapter.

Most people assemble a realtor, a mortgage broker, an insurance agent and an estate attorney who never speak to each other. Every handover is a chance for something to be missed. Here, one advisor holds the whole picture — so the property you buy, the way you finance it, and the way it eventually passes on are decided together.

Start the conversation

Earthrise from lunar orbit, Apollo 17 · NASA

Having my property, my financing and my estate plan handled by one person who actually understands how they fit together saved me months — and a great deal of money.
Marcia A. · Business Owner, Kingston

Office

Kingston, Jamaica